Reasons to get a home warranty insurance plan

Buying a house in this day and age is quite expensive. To the point, it’ll leave you broke. But, that does not mean that maintaining it should burn another hole in your wallet. 

So, the question that now begs an answer is – do you need home insurance or home warranty insurance? And what is the difference between the two? Fret not, we have these questions covered.

Home insurance covers the structure of your home and protects you from damages, theft and at times may extend coverage to medical expenses that occur on the property. Home Warranty Insurance protects the internal elements such as the systems and appliances of your home. 

If you’re still unconvinced about the amazing advantages of home warranty insurance, here are more reasons why you should opt for it: 

  • Cost-effective

The cost of repair or replacement of any household appliance is anywhere between $6000 to $14000. But, if you had a home warranty insurance plan, it’d get replaced with no hassle. 

  • Covers pretty much all major appliances and systems

From your heating and cooling systems to all the major appliances, the warranty covers it all. 

  • Get that sweet peace of mind

All that stress of going through the yellow pages, finding one contractor that suits your needs, getting quotations, all that gets thrown out the window when you have a home warranty insurance plan. 

Now, if these options have you convinced on why it’s absolutely necessary to get a warranty, let’s see when is the right time to get home warranty insurance coverage? You can get one when:

  • You want to sell, rent or purchase a house
    When you put your house on the market, you should opt for home warranty insurance plans. This assures the new home buyers that they won’t face any major bills once the purchase is complete.
  • Your house hits the 5-year mark
    Well, once your house completes five years, you’re likely to experience more issues and repairs. So, if you do not have that kind of financial cushioning or if you’re not into DIY projects, warranty is a must-have. 

So, how do you pick a service provider?

It’s important to remember, that the services you receive will be based on the premium you’re willing to shell out. Also, select the provider based on customer reviews and their reputation. 

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